Have a bookmark to this site? if your bookmark is directed to www.niac.org or www.ani-rrg.org,
please update it to our new address at https://secure.insurancefornonprofits.org
If your employees or volunteers use their own vehicles on company business, this coverage is highly recommended. The purpose of this policy is to provide liability coverage excess of an individual employee's or volunteer's auto insurance. If the organization is held liable for the employee's or volunteer's actions involving his or her vehicle and the limits of the individual's personal auto insurance policy have been exhausted, the coverage will be engaged.