Non-Owned/Hired Auto Liability

Coverage Summary:

If your employees or volunteers use their own vehicles on company business, this coverage is highly recommended. The purpose of this policy is to provide liability coverage excess of an individual employee's or volunteer's auto insurance. If the organization is held liable for the employee's or volunteer's actions involving his or her vehicle and the limits of the individual's personal auto insurance policy have been exhausted, the coverage will be engaged.

Specific Features:

  • Non-Owned and Hired Auto Liability coverage (can be written without owned autos)
  • Employees as insureds (CA 2504) and volunteers as insureds (CA 99 34) available
  • Written on ISO CA 00 01 form
  • Limits up to $1,000,000 available
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