Nonprofits' OWN is a policy form designed exclusively for 501(c)(3) nonprofit organizations. Nonprofits' OWN offers specialty General Liability, Auto Liability, Social Service Professional Liability, Improper Sexual Conduct Liability, and Directors & Officers Liability insurance forms. Nonprofits' OWN offers important enhancements to the General Liability and Auto Liability policies as well as unique event-trigger coverage on the Directors & Officers and Improper Sexual Conduct policies. Each of these items is described in more detail in this section. Please note that additional coverages are only available when purchased with a General Liability policy.